Can You Afford A Job?

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Many stay-at-home moms feel guilty about not working. Getting by on one income can be tough, but your kids are worth it. Before you think about getting a job - consider this.
Bill was earning $40,000 per year. Lori stayed home with the kids. Things were tight so Lori got a part-time job for $15,000 per year. You'd think this would help... BUT
The income increased their tax bracket.
$4,500 in new taxes per year.
7.65% for Social Security.
$1.148 in new taxes per year.
Commuting costs (10 miles).
$696 in new expenses per year.
Cost of day care.
$4,250 in new expenses per year.
Buying lunch.
$1,250 in new expenses per year.
Clothes and dry cleaning.
$1,000 in new expenses per year.
When you both work, who feels like cooking every night? They had to order out more often.
$1,000 in new expenses per year.
So what's left?
Out of the extra $15,000, they got to keep only --- $1,156 ---- that's $28.90 a week - is it
really worth it?
THERE IS A BETTER WAY!
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posted by  gtchida

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