Notify my insurance of minor accident?
I was in a small accident yesterday, my fault. Negligable damage to my car, not worth fixing. Other driver said the only damage to their car was the front license plate holder bending/coming off. They said they aren't calling their insurance company, and I can pay them for the new part. They haven't said how much yet.
Assuming the other driver wants under $100 for the repair, should I still call my insurance company to report the incident, even though I'm not making a claim? I don't want to get them involved if I don't need to, and I don't want them to call the other driver or their insurance company (would Progressive do this if I'm not making a claim?), it might mess up our current arrangement. But if they do end up filing a claim, I'm worried about getting in trouble for not reporting the incident.
Thanks in advance,