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Old 12-19-2003, 09:51 PM   #1
mazda6man
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is this legal?

if a friend or familly member gives you permission to drive their insured car even though you arent insured on it?
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Old 12-19-2003, 10:19 PM   #2
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I dont see why not...thats what my dad is going to do with me. its almost like borrowing the car...
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Old 12-19-2003, 10:21 PM   #3
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I don't think it is illegal too. :?:
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Old 12-19-2003, 10:50 PM   #4
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Re: is this legal?

Quote:
Originally Posted by mazda6man
if a friend or familly member gives you permission to drive their insured car even though you arent insured on it?

That all depends how their insurance is written. For example my insurance specifically states "no unmarried driver under 25 years of age". So the answer is maybe or maybe not.
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Old 12-19-2003, 10:59 PM   #5
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what does marriage have to do with your insurance? so if hypothetically your kid is married at 20, he can drive under your policy, but if hes 23 and unmarried he cant?
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Old 12-19-2003, 11:03 PM   #6
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Quote:
Originally Posted by SuperJew
what does marriage have to do with your insurance? so if hypothetically your kid is married at 20, he can drive under your policy, but if hes 23 and unmarried he cant?
To answer your second question first, yes.

Marriage has alot to do with it. Until about 35 years of age, a married person will always have a cheaper rate than a single person all other things being equal. Sorta the same reason a girl your age will have lower rates than you do.
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Old 12-19-2003, 11:32 PM   #7
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Quote:
Originally Posted by vwhobo
Sorta the same reason a girl your age will have lower rates than you do.

I would accuse them of being sexist only i can understand why that would be....and the reason is so true.
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Old 12-20-2003, 02:09 AM   #8
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Re: is this legal?

Quote:
Originally Posted by mazda6man
if a friend or familly member gives you permission to drive their insured car even though you arent insured on it?

This is a very, very good question, and the only person to answer it is the person that gives you permission to drive their vehicle. ALL policies are written differently, as to the wants and needs of the holder, ( what they feel they need and can afford ). NO STRAIGHT ANSWER, unless you are driving on a suspended or do not have an operators/ then the answer is, NO COVERAGE PERIOD.


Aren't we all sexist ?
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Old 12-20-2003, 03:11 AM   #9
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In the UK, in most cases if a driver has fully comprehensive cover anyone can drive that car with the owners permission, obviously the other driver has to have a lisence etc aswell!
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Old 12-23-2003, 11:21 AM   #10
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Excelent question, i have a simmalar one

do u have to insure a car, i mean aslong as its registed isnt that fine, surely if u crash and ur not insured thats not illegal you just have to pay the damage back to the other owner yourself.
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Old 12-23-2003, 12:51 PM   #11
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nope you absolutely MUST insure your car.
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Old 12-23-2003, 02:39 PM   #12
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Quote:
Originally Posted by SuperJew
nope you absolutely MUST insure your car.
In the USA. Stringer001 is from Oz so the laws might be different there.
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Old 12-23-2003, 09:28 PM   #13
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ah i see.....boy i wish that were true in the USA....then i could afford a nicer car.
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Old 12-24-2003, 12:53 AM   #14
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i will probly crash so im going to insure my car and its going to cost me $1500AU dollars, that really annoys me that price.
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Old 12-29-2003, 11:07 PM   #15
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yes in the US you have to insure your car by law.. though i do know that alot of the poorer poeple here in Louisiana dont insure their cars so our rates a considerably higher than a place of equal population density. And not all insurance are the same as people stated above. i know that one of my friends got in a DUI and since the insurance was under his parents name and not his, the people driving the car were able to drive the car home. the car was his but insurance was not so by law they could drive the car homw though if they would not have been caught they would proably never have gotten to drive the car because my friend is anal abou that stuff.
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